Charlotte La
Charlotte La
  • Home
  • Insurance
    • Life
    • Annuity
    • Health
    • Medicare
    • Disability Income
    • Long-Term Care
  • Services
    • Income Planning
    • Estate Planning
  • More
    • About
    • Blog
    • Careers
  • Contact
  • More
    • Home
    • Insurance
      • Life
      • Annuity
      • Health
      • Medicare
      • Disability Income
      • Long-Term Care
    • Services
      • Income Planning
      • Estate Planning
    • More
      • About
      • Blog
      • Careers
    • Contact
  • Home
  • Insurance
    • Life
    • Annuity
    • Health
    • Medicare
    • Disability Income
    • Long-Term Care
  • Services
    • Income Planning
    • Estate Planning
  • More
    • About
    • Blog
    • Careers
  • Contact

Medicare

Medicare Made Simple

Medicare can feel complicated, but finding the right plan doesn’t have to be stressful. From Original Medicare to Medicare Advantage and Prescription Drug Plans, coverage options vary based on your needs and budget. Guidance is available to help you navigate these choices and make confident decisions for your healthcare.

Contact Us

Unsure if you need a Medicare Advantage plan? Let's find out.

Click Here

What is Medicare?

Medicare is a federal health insurance program that helps cover the cost of hospital care, medical services, and prescription drugs. It provides financial protection against high medical expenses and ensures access to essential healthcare services. The program is designed to make healthcare more affordable and manageable.

Who is Medicare for?

  • Individuals 65 and older
  • Certain younger individuals with qualifying disabilities
  • People transitioning from employer coverage to Medicare

Your Medicare Options

Original Medicare

Medicare Advantage Plan

Medicare Advantage Plan

  • Includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).
  • You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).
  • You can use any doctor or hospital that takes Medicare, anywhere in the U.S.
  • You can also use or shop for and buy supplemental coverage that helps pay your out-of-pocket costs (like your 20% coinsurance).


Medicare Advantage Plan

Medicare Advantage Plan

Medicare Advantage Plan

  • A Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These plans bundle together your Part A, Part B, and usually Part D.
  • You may need to use doctors in its network and get approval for certain drugs or services.
  • Usually have different out-of-pocket costs than Original Medicare, including a limit on out-of-pocket costs so you don’t need to buy supplemental coverage like Medigap.
  • Most plans offer extra benefits that Original Medicare doesn’t cover—like vision, hearing, dental, and more.

Mark Your Calendar

October 1

Start comparing your current Medicare health or drug coverage with options for 2026.

Event Details

October 1

Start comparing your current Medicare health or drug coverage with options for 2026.

You may be able to save money or get extra benefits.

October 15 to December 7

Change your Medicare health or drug coverage for 2026, if you decide to.

Event Details

October 15 to December 7

Change your Medicare health or drug coverage for 2026, if you decide to.

You can join, switch or drop a Medicare Advantage Plan or Medicare drug plan, or switch to Original Medicare during this Open Enrollment Per...

Event Details

January 1

New coverage begins if you made a change.

Event Details

January 1

New coverage begins if you made a change.

If you kept your existing coverage and your plan's costs or benefits changed, those changes also start on this date.

January 1 to March 31

If you're in a Medicare Advantage Plan,

Event Details

January 1 to March 31

If you're in a Medicare Advantage Plan,

you can change to a different Medicare Advantage Plan or switch to Original Medicare once during this time. Any changes you make will be eff...

Event Details

Contact

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Copyright © 2025 Life Annuity Health - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

DeclineAccept